Welcome to the Heritage Plan Transfer Centre!

Here, you’ll find all information related to the Heritage Group and SDO Plan transfer, including resources and info on your new plans, regular updates on our progress, and much more! We’ll be updating this page regularly, so be sure to stop by often to see what’s new!

Your plan has been transferred

As a result of a subscriber vote held on May 6, 2021, we are pleased to announce that your Heritage RESP has been transferred to a Knowledge First Family Single Student Educations Savings Plan, effective March 1, 2022!

By transferring to an individual RESP, like the Family Single Student Plan, you have gained more flexibility and control over your education savings than ever before, preparing you and your student for whatever the future holds.

To carry out the proposed plan changes, a majority of votes cast in favour of the transfer by Group Plan and SDO customers was required. Overall, 70.70% and 95.63% of Heritage Group and Self-Determined plan holders that voted were in favour of the change.

VOTING MATERIALS

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‎The many benefits of an Individual RESP

Individual RESP Plans are better able to meet the needs of an ever-evolving post-secondary education journey, setting you and your students up for success over the long term.

They offer more flexibility, transparency and ownership over your plan, allowing you to use it whenever and however you’d like.

‎With an Individual RESP Plan, you can…

Choose how to withdraw

Choose how to withdraw

Withdraw your plan’s income and contributions whenever and however you want to meet your unique needs.

Scale your contributions

Scale your contributions

Contribute what you want to your child’s RESP when you want, scaling contributions to match life’s circumstances.

Leverage tax strategies

Leverage tax strategies

Strategically withdraw funds to minimize tax implications and get the most out of your child’s RESP investment.

Know your plan

Know your plan

Individual plans offer greater transparency, giving you more insights into the value of your income, grants and contributions.

Have more options

Have more options

Income generated from your plan is yours, even if your child does not end up getting a post-secondary education.

‎Earn more

‎Earn more

Individual RESPs offer a better potential for greater investment returns due to expanded investment parameters.

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Learn more about your new plan

There are many reasons why our Family Single Student Plan (FSSP) will better serve your education savings needs.

To learn more about how your new plan will help you along your post-secondary journey, please be sure to review our FSSP plan page!

LEARN MORE

VIEW PLAN

Transfer News Centre

Create Your New Secure Online Account

Create Your New Secure Online Account

As a result of the plan transfer, it’s important that you create a new secure online account with Knowledge First Financial.

Changes to Payee When Contributing

Changes to Payee When Contributing

Contributions must be sent to Knowledge First Financial when sending funds by cheque or online payment.

Want to know more about the plan transfer?

Want to know more about the plan transfer?

Be sure to check out our list of frequently asked questions to learn more about what the plan transfer means for you.

  • Your Optional Insurance Policy Has Changed
  • Knowledge First Financial Announces the Successful Completion of its Heritage Plan Transfer
  • Learn about withdrawing from your RESP
  • Knowledge First Foundation Announces the Results of the Vote to Transfer Heritage Group and Self-Determined Plans to Knowledge First Family Single Student Plans
  • 5 Savings Tips to Help Contribute to Your Child’s RESP
  • ‎How the latest Canada Child Benefit (CCB) boost payments can help maximize your RESP grants
  • Calculate how much you’ll need to save

Frequently asked questions

Need more answers? Please take a look at our list of frequently asked questions, or for more information, please contact Customer Care by phone, live chat or email.

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